10. The Owen Glass Currency Bill.

1. Chapter 1 2. Part II deals with oral and written composition. Here the author has 3. PART I--WORD STUDY AND GRAMMAR 4. PART II--COMPOSITION: ORAL AND WRITTEN 5. PART III--COMPOSITION: BUSINESS PRACTICE 6. CHAPTER I 7. CHAPTER II 8. CHAPTER III 9. CHAPTER IV 10. 1. _able_, _ible_--able to be, fit to be 11. 8. _ous_--full of, abounding in 12. 3. _ise_, _ize_--to make 13. 12. _ure_--condition of being, that which 14. 13. _in_, _en_--into 28. _super_--above, more than 15. 15. _inter_--between 16. CHAPTER V 17. 2. This special offer will continue until the tenth of 18. 3. The last shipment of castings that you made to us 19. 4. Your imitation typewritten letters have greatly 20. 5. The advertised poster was sent to you to-day in a 21. 6. Without doubt you will be interested in the booklet 22. 7. The machine which is standing there has just been 23. 8. The wheel that holds the type may be changed in an 24. 9. Whenever he wishes, the operator may write in 25. 10. Many of our styles have been copied exactly from 26. 11. Why are the department stores acquiring motor 27. 13. Economy does not entirely explain the keenness 28. 14. In such establishments the quick delivery of 29. 15. The best means of transportation must be employed, 30. 16. Any one can cite examples that prove that faults 31. 17. Machine service develops fewer errors than horse 32. 18. The area which department stores serve is being 33. 19. Electric machines usually make the house-to-house 34. 20. In one store each transfer truck is loaded twice 35. 1. _Wrong_: I told her I would attend to the matter at my earliest 36. 2. _Wrong_: His doctor advised him to go to Arizona. _Which he decided 37. 1. You will find the booklet interesting it is also 38. 2. Up to last January he was a salesman for Colgate & 39. 4. Did any one take the newspaper, I left it here only 40. 5. I shall take my vacation in September have you had 41. 7. The opening sentence held the man's attention, he 42. 8. I'll have to run to catch the train, otherwise I 43. 9. The advertisement is attractive, still it has not 44. 10. We wished to reduce office drudgery therefore we 45. 11. These problems all require a knowledge of square 46. 12. Do you expect to come home for Christmas or shall 47. 13. First I read a statement that recommended the 48. 14. One-half of the statements are here, the others 49. 15. If your name is not correct on this envelope, 50. 16. The supply of fruit was greater than the demand, 51. 17. Flies are dangerous. Especially in a sick room 52. 18. In the country the trees were loaded with fruit, 53. 19. When he was twenty-three years of age, Richard T. 54. 20. We spent last summer in the Bitter Root Valley we 55. 21. I want to congratulate you on your appointment I 56. 22. It surely was not I whom you saw I wonder who it 57. 23. Not one of us has a salary of three thousand 58. 24. Please send me the booklet you offered in the 59. 25. Sooner or later shingles are sure to warp and 60. 26. This sealing and stamping machine is endorsed by 61. 27. If you wish to prove the excellence of our paper, 62. 28. The superior paper will show long, linen fibers 63. 29. When a German army is on the march, it stops every 64. 30. Two thousand convicts will be released according 65. 2. According to form. 66. 3. In the valley is a _mill_, which grinds _flour_. It 67. 6. Europeans say that Americans _waste_ more than they 68. 8. After the stormy _night_, the _day_ dawned bright 69. 18. Young people should learn to respect their 70. 21. He was our guide for he knew the _ins_ and _outs_ 71. 25. The _good_ of the people is our first 72. 28. I _like_ to see her just _like_ this, for in 73. 30. I can do _little_ of the work until the typewriter 74. 32. She studies too _little_. 75. 10. The sun shone _brilliant_ above us. (Compare with 76. 14. They smell _sweet_. (May we say, _The flowers 77. 17. Laborers complain that they have to work _too 78. 5. He stood _on_ the top step several minutes, 79. 6. The handle fell _off_ as I took the cup _off_ the 80. 8. I am going _over_ to the factory. 81. 3. I will abide _on thy right side_ and keep the 82. 8. _On the table before them_ stood a deer roasted 83. 11. We drove _to the factory_ today _with the 84. 12. He works _from sunrise to sunset_. 85. 5. how long 10. by what means 86. 1. By _relative pronouns_: 87. 2. By _subordinate conjunctions_: 88. 2. before 4. since 89. 1. Modern business cannot be carried on by 90. 3. The great routes of trade have changed from time to 91. 6. Means of travel have developed from the slowly 92. 7. Commerce originated when one human being demanded 93. 8. The latest American and European styles will be 94. 9. The prosperity of nations rests very largely on the 95. 10. One of the greatest losses to the Ohio farm lands 96. 11. The conserving of the top soil is one of the 97. 12. We trust that shipment about September 8 will be 98. CHAPTER VI 99. 1. I have just taken out an endowment policy in the 100. 2. There are many mutual life insurance companies in 101. 3. His refusing the terms was practically a 102. 4. On the fourth of July we celebrate the signing of 103. 6. And king Arthur said, "The king who fights his 104. 9. This is the first national bank that was ever 105. 1. _Emphatic_ pronouns; as, 106. 2. _Reflexive_ pronouns, referring back to the subject and at the same 107. 1. Those _who_ have finished their work may leave. 108. 2. Have you read the book _which_ he recommended? (He 109. 2. The man who is speaking is the head of the credit 110. 6. The one who wishes to succeed must exercise great 111. 13. The man whose life is above criticism need fear no 112. 25. Every boy has his work assigned. 113. 2. Every one must put ---- tools away before leaving 114. 3. Every office worker is required to be in ---- place 115. 4. In my business a person must learn to make up ---- 116. 5. It was cold this morning. Every one wore ---- 117. 7. If an employee has ideas for the improvement of the 118. 8. The superintendent is anxious to have every workman 119. 9. No goods will be accepted unless ---- (are, is) in 120. 10. Every newspaper is anxious to increase ---- 121. 12. Every one must agree that ---- (has, have) ---- 122. 17. Does each state pay over a part of ---- taxes to 123. 18. Every one will find in the current publications a 124. 19. If any one could tell beforehand when ---- 125. 20. If every one here would follow the directions that 126. 22. No one need expect to leave before ---- work is 127. 23. Every one in the office took ---- vacation early 128. 24. Each of the twenty banks sent ---- representative 129. 25. On applying for a position, each man is given a 130. 1. Neither one of them know what they are expected to 131. 3. If any one has a complaint to make, he should 132. 4. Have either of the stenographers finished their 133. 5. I wish everybody would do their own work and let me 134. 7. Has neither the carpenter nor the plumber yet 135. 8. Every one of the clerks must hand their report to 136. 9. One of them must have neglected to hand in his 137. 10. Man after man yesterday promised me that they'd be 138. 1. This is the best bargain _that_ we have ever 139. 2. This is Mr. Burton, _whose_ work I recommended to 140. 4. I enjoyed walking on the old wall _that_ still 141. 5. The club to _which_ I belong will hold a meeting 142. 6. The club _that_ I belong to will hold a meeting 143. 7. All those _whose_ daily work showed an improvement 144. 9. The greatest man is he _who_ feels himself the 145. 10. An old story tells us that when Caesar, _who_ was 146. 11. The garrison is a handful of invalid soldiers, 147. 13. Mr. Carter, _who_ was a member of our Boston firm, 148. 14. We honestly believe that our latest Style Book, 149. 1. The principal use of the nominative case is as _subject_ of the 150. 2. Sometimes a noun or pronoun is used to complete the meaning of such 151. 3. A noun in _apposition_ with another noun in the nominative case is 152. 4. Sometimes a noun or a pronoun is used in direct address or in an 153. 5. Sometimes a noun or pronoun is used with a participle to express an 154. 2. Predicate Nominative. 155. 3. In apposition with another noun in the nominative case. 156. 1. Direct object of a transitive verb; as, 157. 2. Object of a preposition; as, 158. 3. Indirect object of such verbs as _ask_, _give_, _teach_, showing the 159. 4. A noun as _second object_ after verbs of _making_, _choosing_, 160. 5. A noun in _apposition_ with another objective; as, 161. 6. Adverbial modifier; as, 162. 3. Object of a preposition. 163. 3. Appositive of another noun in the objective case. 164. 1. Have you heard of _Mr. Bennett_, _Mr. Bennett's_ 165. 3. I don't understand _him_, _his_ refusing to accept 166. 4. We have heard a great deal of _him_, _his_ making a 167. 5. The man's industry has resulted in _him_, _his_ 168. 6. Will you sign this permit for _us_, _our_ visiting 169. 8. I am very sorry that _me_, _my_ interrupting you 170. 9. The machine is in excellent condition. There is no 171. 10. _Everybody_, _everybody's_ being on time is 172. 3. For entrance to this course three years work in 173. 4. This new building will be occupied by J. M. Hopkins 174. 6. The trouble will be in John agreeing to the 175. 7. All applications for help should be made to the 176. 8. The employees rest rooms are on the sunny side of 177. 9. Our fifteen years experience in selling bonds has 178. 10. In to-days mail I received a very large order from 179. 11. Jones Brothers new store is on the corner of 180. 12. Last month sales show an increase of two thousand 181. 14. It is when to-morrows burden is added to the 182. 18. I bought the book at Barlow and Companys new 183. 19. We are going to insist on Mary taking a long 184. 20. I have had the pleasure of staying at both your 185. 3. The man who's place you are taking has been with 186. 4. The next one whose to give a report is the 187. 5. The next one whose report we must hear is the 188. 12. There coming as fast as their horse will bring 189. 16. The Bon Ton has a big sale in mens' and womens' 190. 18. We shall give you a special discount if you will 191. 20. It's just a year ago since we received your last 192. 22. If you use our safety device, you may leave you're 193. 24. I think we shall have to take our's in August. Two 194. 25. In any explanation it should be the writers 195. 2. The shipping clerk, ---- I consider responsible for 196. 3. The shipping clerk, ---- I feel certain is 197. 8. He is the one ---- every one thought should be 198. 9. Choose the one ---- you think will give the best 199. 12. ---- do you think is the best salesman in the 200. 13. ---- do you regard as the best salesman in the 201. 19. This letter comes from Robert, ---- we all know 202. 20. This letter comes from Robert, ---- we all know 203. 21. ---- do you consider to be most capable? [The 204. 22. This booklet was written by the man ---- Mr. 205. 23. He is the one ---- every one believes to be worthy 206. 24. The critic ---- every one thought gave the most 207. 7. The cup will be given to ---- reaches the lines 208. 10. ---- you bring is welcome. 209. 1. _He_--_him_ and _I_--_me_ are going camping next 210. 9. We bought a large piece of ground so that my 211. 11. Is that _he_--_him_ entering the gate? Yes, that 212. 12. _Who_--_whom_ should I meet at the station but old 213. 14. There is no need of _him_--_his_ staying any 214. 18. Please let _she_--_her_ and _I_--_me_ do the work 215. 23. I hardly think it is _he_--_him_ _who_--_whom_ is 216. 27. _He_--_him_ that is your friend you can call upon 217. 28. _He_--_him_ that is your friend will respond to 218. 29. The manager praised both the bookkeepers and 219. 32. He reproved us both but _I_--_me_ more than 220. 34. If it's really _I_--_me_ who was appointed, I'm 221. 35. I'm sure it can't be _I_--_me_. 222. 1. Will you not send us a check by Friday so that we 223. 2. Do you wish to bid for our cinder output this year? 224. 3. We have no use for the material this year, but we 225. 4. If you are dissatisfied with the machine, return 226. 5. You state that you sent us an order on June 10, but 227. 6. We are in the market for two dozen Standard clothes 228. 7. We have given you credit for this amount and desire 229. 8. We have your letter of November 6 and thank you for 230. 9. If you think you can use this type of machine, we 231. 10. We have decided to use your machine if you will 232. 1. We saw _lots_ of curious things. We saw _a number_ of curious 233. 3. I stayed at home the _balance_ I stayed at home the _rest_ of 234. 5. The dress will be done in a The dress will be done in a 235. 6. I'll walk a _piece_ with you. I'll walk a _short distance_ 236. 7. Did you get a _raise_ in pay? Did you get an _increase_ in 237. 9. Christmas is still a long _ways_ Christmas is still a long _way_ 238. 10. What _line_ of business are you What _kind_ of business are you 239. 11. If you expect to open a grocery, If you expect to open a grocery, 240. 12. Have you anything new in the Have you any new neckwear? 241. 13. I have a _date_ with the dentist. I have an _appointment_ with the 242. 14. Have you a _date_ for this evening? Have you an _engagement_ for 243. 15. He always does his work in good He always does his work _well_. 244. 16. That is a good _write-up_ on the That is a good _article_ on the 245. 17. _Yourself_ and friends are invited. _You_ and your friends are 246. 18. Don't _they_ have street cars in Are there no street cars in 247. 19. _It_ said in this morning's paper This morning's paper said that 248. 20. The book _what_ he advised is not The book _that_ he advised is 249. CHAPTER VII 250. 3. I cannot explain why he spoke so 251. 8. She does pen and ink sketches 252. 18. He _sure_--_surely_ is a good speaker. He seems 253. 21. He worked _steady_--_steadily_ all morning. The 254. 24. Don't you think he has been acting 255. 25. The coat is finished _nice_--_nicely_. 256. 4. I can _not_ find one of the papers I had on the 257. 5. He told me to _carefully_ add the figures in the 258. 7. I don't _even_ understand the first problem in the 259. 8. Don't say you don't _ever_ expect to go to school 260. 13. I _only_ expect to take a short vacation this 261. 14. He _only_ spoke of two causes of the loss in 262. 15. I _only_ decided to take the Western instead of 263. 1. I had three pens. I have lost the _better_--_best_ 264. 3. Of the two colors, I think the tan is the 265. 5. Of two professions, choose the _more_--_most_ 266. 8. Which do you like _better_--_best_, skating or 267. 10. Of all the shops, she likes Leslie's 268. 11. Which is _more_--_most_ durable, serge or 269. 12. Which tree lives _longer_--_longest_, the poplar 270. 13. Which is the _best_--_better_ policy, honesty or 271. 15. He is the _wittier_--_wittiest_ boy in the class. 272. 16. Of our twenty salesmen, he is considered 273. 17. You should not mention the two men in one breath. 274. 18. Which of you two do you think deserves 275. 20. Which of you two can run the _faster_--_fastest_? 276. 10. She couldn't stay with us only a few minutes. 277. 3. There are ---- houses on this street than I had 278. 4. The farther inland we went the ---- signs of 279. 5. Each year there is ---- opportunity for an 280. 6. Each year there are ---- opportunities for the 281. 10. ---- all European cities are beautiful. 282. 15. She is ---- entertaining in conversation; it was a 283. 2. What sort of _a_ course are you What sort of course are you 284. 4. Yours _respectively_. Yours _respectfully_. 285. 9. Did you recognize the girl who Did you recognize the girl who 286. 11. He is _liable_ to come any He is _likely_ to come at any 287. 17. _This here_ book is the one _This_ book is the one I wish. 288. 19. His ideas are _no_ good. His ideas are _worthless_ (or 289. 20. He _seldom ever_ makes a mistake. He _seldom_ (_hardly ever_) 290. 21. I didn't work _any_ last night. I didn't work _at all_ last 291. 22. I walked _this_ far yesterday. I walked _as far as this_ 292. 24. He sells insurance _on the side_. _In addition to his other 293. 26. She is _very_ disappointed. She is _very much_ disappointed. 294. 27. She is a _cute_ (or _cunning_) She is a _pretty_ child. 295. 28. He was lying face _down_ on He was lying face _downward_ on 296. CHAPTER VIII 297. 1. Primitive people have left traces of very early 298. 2. Explorers visited the Ohio valley and found 299. 3. Checks and drafts are great conveniences to the 300. 4. The United States Supreme Court made a decision 301. 8. The total value of merchandise sent to 302. 1. A collective noun that denotes a group of objects acting as one 303. 2. A group of words which, like a collective noun, is plural in form but 304. 3. A singular noun modified by _every_, _each_, _one_, _no_, _many a_; 305. 4. Singular[1] nouns or pronouns joined by _or_, _either--or_, 306. 5. Two nouns joined by _and_, denoting one person or thing; as, 307. 1. A collective noun denoting plurality; that is, referring to the 308. 2. A compound subject joined by _and_, when the objects joined are 309. 3. The pronoun _you_, though it may denote only one person; as, 310. 7. The congregation _is_--_are_ asked to remain a few 311. 11. The secretary and treasurer _was_--_were_ asked to 312. 12. One-third of the office _was_--_were_ late this 313. 14. If the quality and the price _is_--_are_ right, 314. 16. The library with its thousands of books 315. 17. There _don't_--_doesn't_ seem to be much 316. 18. The whole system of filing and indexing 317. 20. The state of public affairs _calls_--_call_ for 318. 21. Many a man _has_--_have_ neglected golden 319. 22. Many men _has_--_have_ neglected golden 320. 23. The committee _has_--_have_ given _its_--_their_ 321. 26. Every one _was_--_were_ happy when Tom was elected 322. 28. Tom with his brother James _is_--_are_ going 323. 29. The only thing I have not prepared for dinner 324. 32. Neither Tom nor his brother _is_--_are_ studying 325. 33. Both Tom and his brother _is_--_are_ 326. 34. Every one _is_--_are_ interested in the cost of 327. 3. Present perfect of _drive_. (See Exercise 108 for 328. 10. Present perfect progressive of _ride_. 329. 3. I am sorry, but I ---- not be able to finish the 330. 4. ---- you finish your business course in February or 331. 5. ---- he finish in February? No, he ---- finish in 332. 6. The foreman declares he ---- not have another 333. 9. I'm afraid you ---- be kicked if you go near that 334. 16. I ---- be greatly obliged if you ---- send the 335. 20. ---- the store be open this evening? 336. 2. He promised that he ---- not make the mistake 337. 4. You promised that you ---- not make the mistake 338. 7. I ---- think he ---- know better than to apply for 339. 8. John said that, no matter what we thought, he ---- 340. 9. If you ---- decide to accept the offer, let me know 341. 12. If he ---- come during my absence, ask him to 342. 14. Let me know if you ---- not be able to come. 343. 10. The salesman _is selling_ five thousand dollars' 344. 1. What did you say _is_--_was_ the meaning of the 345. 2. What _was_--_is_ the name of that book that you 346. 3. Didn't you know that the lion _is_--_was_ called 347. 4. They told me that the legal rate of interest at 348. 5. Have you ever heard him try to prove that black 349. 6. What _is_--_was_ the name of the banker who 350. 7. I never could remember what the important products 351. 8. The advocate of Equal Suffrage argued that mothers 352. 9. She said that a democracy _is_--_was_ a government 353. 10. The speaker asserted that this country 354. 1. If it _don't_--_doesn't_ fit you, we shall alter 355. 11. When the dinner bell _rang_--_rung_, we all 356. 19. I have _shown_--_showed_ you all the styles I 357. 20. _Don't_--_doesn't_ it seem odd that he 358. 25. I've _shook_--_shaken_ him three times, but he 359. 29. Why _don't_--_doesn't_ some one tell John that his 360. 30. _Don't_--_doesn't_ mother know that the vase is 361. 1. He told me to ---- the book on the table. It ---- 362. 6. They told me to ---- down. I ---- down for about 363. 7. As I wished to bleach the clothes, I ---- them on 364. 9. You will probably find your cap ----ing where it 365. 18. He let his tools ---- in the rain. 366. 3. She drew up a chair and ---- down, while we were 367. 5. ----ting the table is not strenuous enough for one 368. 8. ---- still; I'll go. 369. 12. The deer ---- before the dogs. 370. 13. I have been trying all morning to ---- this 371. 15. He will surely ---- in his profession. 372. 18. I ---- (past tense) her the new system of filing. 373. 22. My mother says that I ---- go with you. 374. 25. Did you say I ---- use your typewriter? 375. 1. Did you ---- the position? Yes, no one applied for 376. 2. I have no other reason for not ----ing your 377. 5. Why do you ---- him from the general offer that you 378. 9. He said he would not ---- the money ---- that he 379. 10. You have answered everything ---- what I asked 380. 4. The ruling did not ---- the wholesale dealers, but 381. 6. The failure of the bank ----ed the small depositors 382. 7. The ---- of the law has been startling because of 383. 8. They ----ed the consolidation, but thereby produced 384. 9. The accident seriously ----ed his nervous system. 385. 10. Did the celebrated physician really ---- a cure? 386. 2. Aren't you afraid you will ---- some of the ---- 387. 4. Do you remember that you had warned me that I'd 388. 9. She may ---- the money, as the clasp of her purse 389. 10. I keep my ---- journal paper together by a rubber 390. 7. The tickets had ought to have come from the 391. 11. You had ought to have washed the dishes before you 392. 15. You ought to have invested, hadn't you? 393. 10. Past perfect of _choose_. 394. 1. The vegetables (present perfect of _lie_) in water 395. 2. Rumors (past progressive passive of _spread_) far 396. 3. I thought the gingham (past perfect passive of 397. 4. I am afraid my ear (present progressive of 398. 5. Is it true that your ring (present perfect passive 399. 6. A sudden storm (past of _arise_) yesterday 400. 7. I (present perfect of _speak_) of the matter to no 401. 8. I suppose that it (present perfect passive of 402. 9. I must (present perfect of _show_) him twenty 403. 10. She (past progressive of _wring_) out the clothes 404. 12. The knight (past of _say_) that he (past perfect 405. 13. I thought I (past perfect of _bring_) you the 406. 15. There he stood (present participle of _ring_) the 407. 16. His coat (present perfect passive of _wet_) 408. 18. I (past of _see_) the superintendent yesterday, 409. 19. They (past of _lay_) the clippings on the desk, 410. 20. As he (past of _speak_), he (past progressive of 411. 22. The building in which I work (present perfect 412. 23. Your employer (present perfect _deal_) fairly with 413. 24. I (present perfect of _have_) the same position 414. 26. The floor (past passive of _lay_) by an expert 415. 27. The beads (past passive of _string_) on a waxed 416. 28. He (present perfect of _throw_) the whole office 417. 29. Before he came forward, he (past of _set_) the 418. 30. After the storm, leaves and twigs (past 419. 31. He (past of _drive_) to town yesterday. He (future 420. 32. The dictionary (present progressive of _lie_) on 421. 33. The dog (past of _lay_) the bone down, and then he 422. 34. He (past of _set_) the chair by the window and 423. 35. I think we (future of _see_) him as we pass, for 424. 36. The snow (past perfect progressive of _fall_) for 425. 37. Everything (present perfect passive of _lay_) in 426. 38. (Present participle of _lie_) in the hammock, he 427. 39. I saw the man (present participle of _lie_) on the 428. 40. After he (past perfect of _lie_) there a few 429. 41. The biplane, which (past perfect progressive of 430. 42. Large crowds (past progressive of _sit_) on the 431. 43. Many people (past perfect of _set_) tents on the 432. 44. All eyes (past progressive of _turn_) toward the 433. 45. The biplane (past of _rise_) until it (past 434. 1. They wished to finish the work so they stayed till 435. 2. John hoped to arrive before the others so he 436. 3. He saw that the cars were not running so he walked 437. 4. They needed some gasoline so they had to stop at a 438. 5. He wished to make a tool chest so he bought some 439. 6. They saw that he liked to read so they gave him 440. 7. She wished to make a good appearance at the party 441. 10. The campers thought they'd like a fire so they 442. 11. I was very tired when I reached home so I couldn't 443. 12. The work was difficult so it took three hours to 444. 13. The clock needed repairing so he took it to a 445. 15. She didn't know where to take the train so she 446. 1. If I were a king (but I'm not), I'd see that my 447. 3. If I had been careful, my work would be good. (I 448. 4. I wish I had been careful! (I was not.) 449. 3. If his work _was_--_were_ exact, he would have no 450. 5. If he _was_--_were_ a millionaire, he could not 451. 6. If such a thing _was_--_were_ possible, our 452. 7. If the election _was_--_were_ postponed, we should 453. 7. Suppose she ---- your guest, how would you 454. 8. He would appear very tall ---- it not for the 455. 9. We decided that if it ---- still raining by seven 456. 11. If the package ---- left yesterday, as you say, it 457. 12. If he ---- late yesterday, he must start earlier 458. 13. If every man ---- honest, business life would be 459. 15. If he ---- not interested, he surely looked as if 460. 16. ---- I certain that the bonds ---- safe, I should 461. 17. As the tablecloth ---- stained, we laid it on the 462. 18. If that stained tablecloth ---- mine, I'd try 463. 19. If I ---- as interested in farming as you are, I'd 464. 20. If her work ---- best, why didn't she get the 465. 7. Where have you _located_? Where have you _settled_? 466. 10. Do you _mind_ where you saw it? Do you _remember_ where you saw 467. 12. Did you _extend an invitation_ Did you _invite_ him? 468. 17. I _had_ a strange thing _happen_ A strange thing _happened_ to me 469. 19. _Loan_ me your pencil. _Lend_ me your pencil. 470. 20. I _can't seem_ to understand I _seem unable_ to understand 471. 21. I don't _take any stock_ in I _have no confidence_ in such 472. 22. How do you _size up_ the What _do you think_ of the 473. 23. I _beg to state_. . . . Omit. 474. 25. He _claims_ that he was He _asserts_ (maintains) that he 475. 28. Did you notice how that show Did you notice how that show 476. 30. He said _to go_ at once. He said _that we should go_ at 477. CHAPTER IX 478. 2. The chairman came upon the platform accompanied 479. 4. The lecture will be accompanied ---- stereopticon 480. 6. The years of prosperity were followed ---- years of 481. 7. He was accused ---- theft, but was acquitted ---- 482. 9. An electric iron is especially adapted ---- summer 483. 11. This cloth is well adapted ---- summer clothing 484. 13. Let us agree now ---- a place to spend our summer 485. 14. That is not a proposition ---- which I shall 486. 16. Don't be angry ---- a person because he tells you 487. 18. Mr. Giles suggested that you would be glad to have 488. 23. I am employed ---- a fairly large salary ---- a 489. 25. I am confiding ---- you because I know that I can 490. 26. She confided her child ---- the care of her 491. 30. Perhaps he will change his plans if we remonstrate 492. 2. I shall accept _of_ your I shall accept your hospitality. 493. 5. It is a building _of from_ It is a building twenty to thirty 494. 7. John copies _after_ his father John copies his father 495. 8. I am wondering _about_ what I am wondering what I should do. 496. 9. I shall consult _with_ my I shall consult my lawyer. 497. 11. I shall leave later _on_. I shall leave later. 498. 12. I shall try _and_ go. I shall try _to_ go. 499. 13. I might _of_ gone. I might _have_ gone. 500. 16. Divide the work _between_ the Divide the work _among_ the four 501. 17. It will be done _inside_ of an It will be done _within_ an hour. 502. 18. Are you angry _at_ me? Are you angry _with_ me? 503. 22. We left the third of June. We left _on_ the third of June. 504. 2. Every one has finished his work except _he_--_him_ 505. 3. It's a question that you and _I_--_me_ must decide; 506. 4. Girls like you and _she_--_her_ should have a good 507. 11. He wanted my brother and _I_--_me_ to go into 508. 12. Neither _she_--_her_ nor her sister have I seen 509. 13. My companion and _I_--_me_ took up the trail of 510. 14. _He_--_him_ and _I_--_me_ had, of course, to keep 511. 15. All are going on the excursion except _he_--_him_ 512. 17. The rule applies to _we_--_us_ all--the manager, 513. 19. The letter was to be read by the president or 514. 21. We study Shakespeare with her sister and 515. 22. _She_--_her_ and her sister went to the lecture 516. 23. They sent for _she_--_her_ and _I_--_me_, not you 517. 24. The program was arranged by the president and 518. 25. They found that his father and _he_--_him_ had 519. 26. Mother is going to buy a birthday present to-day 520. 27. The play is interesting not only to you older 521. 28. They expected the work to be done by _she_--_her_ 522. 29. The dispute between his neighbor and _he_--_him_ 523. 30. He wants to speak to you and _I_--_me_. 524. 1. I'll agree that he is richer than _I_--_me_, but 525. 4. No one knows more about an automobile than 526. 5. You are more capable of doing the work than 527. 7. You finished the work almost as quickly as 528. 9. The manager said he would rather send me than 529. 11. It seems to me that they ought to go rather than 530. 12. I am surprised that you arrived sooner than 531. 13. They should have elected him rather than 532. 14. I am not so well-fitted as _he_--_him_ to hold the 533. 15. You are more popular than _he_--_him_. 534. 3. We not only bought the books you wished but the 535. 4. We like the place in which we live both on account 536. 7. I neither like the appearance of the shop nor the 537. 8. They did it both for the sake of your brother and 538. 9. This sample not only is much darker but heavier 539. 10. They are barred who neither can read nor write. 540. 1. Neither effort _nor_--_or_ money was spared in the 541. 2. I have considered planting maple, oak, and elm 542. 3. We do not believe in _either_ enduring oppression 543. 4. He has _no_--_neither_ time, patience, _nor_--_or_ 544. 5. If you ask me which of the three I prefer, I'll be 545. 6. Three courses will be given in the subject this 546. 7. I had already passed three branch roads, but 547. 8. I hardly think he accepted _any_--_either_ of the 548. 9. Neither the doctor _or_--_nor_ his wife was at 549. 10. Both the books look shop-worn. I'll take 550. 6. John will discover that he cannot win promotion 551. 7. No one can learn how to spell ---- first learning 552. 8. No one will learn to spell ---- he learns to 553. 9. No one will succeed ---- he has energy and 554. 11. You cannot succeed in any way ---- by seizing each 555. 12. It is impossible to grow beautiful flowers ---- 556. 6. For pleasure and exercise I think there is no game 557. 7. He said that the town looked just ---- it had when 558. 10. He has the same sort of drawl ---- his father 559. 14. To give the stitch the proper twist throw the 560. 15. He walks ---- he were lame. 561. 1. You will find the new clerks fully ---- courteous 562. 2. You will not find the new clerks ---- courteous as 563. 3. Elms do not grow ---- well in this climate as do 564. 4. We did not carry ---- much advertising this year as 565. 5. Under our system of individual instruction a 566. 7. I do not seem to learn languages ---- easily as 567. 10. He is not ---- active as he was twenty years ago. 568. 1. The ---- sisters discovered that it was ---- late 569. 2. It is ---- dark in that corner; come ---- the 570. 3. He spends ---- much time in dreaming, ---- little 571. 4. He would have done better if he had not given ---- 572. 5. ---- more hours were passed in the all ---- weary 573. 6. It was ---- cold ---- stay out more than ---- 574. 8. ---- stay there for ---- weeks would be ---- 575. 9. The doctor said that the ---- men were ---- sick 576. 10. About ---- hours ago I met Mary who said that she 577. 13. ---- is no doubt that ---- knowledge of 578. 17. I was just ---- you ----. 579. 19. I could ---- done the work if I had had more ---- 580. 20. If I had tried harder, I might ---- done the work 581. CHAPTER X 582. 3. Nice, pleasant, delightful, dainty, fine, 583. 10. Scholar, student, pupil. 584. 12. My mind often reverts back to the time when I 585. 13. That high building that is going up on Twelfth 586. 14. From his appearance he looked to be in very poor 587. 15. He is afraid of the results that will ensue if he 588. 16. The present state of affairs that is now 589. 17. The reason why I was not at work yesterday was 590. 18. I shall never forget the terrible sights that I 591. 19. I have been debating in my mind whether I ought to 592. 20. He was a mere little child when he first began to 593. 21. Mix together both the butter and the sugar, and 594. 22. The two pieces of cloth are just exactly the same 595. 23. You will find this chair equally as comfortable as 596. 24. He said that when he started in his business that 597. 25. It was the office of Morgan & Son where I got my 598. 26. China is undergoing a vast change at the present 599. 27. At about the age of fourteen years he left his 600. 29. He always shows great deference and respect when 601. 31. You can easily get the training that will make you 602. 32. For sale, a large, commodious house, arranged with 603. 33. We are making all the necessary improvements that 604. 34. I went to high school to take up stenography. 605. 9. What is a street car transfer? How does it look and 606. 10. What occupation do you wish to follow, and why? 607. 13. Why do the farmers of Kansas insure their barns 608. 25. What is meant by a corner in wheat? 609. 7. Buying vegetables from a farmer and selling them to 610. 8. Printing business cards and blotters on a small 611. 11. Painting holiday postal cards or fancy cards for 612. 12. Printing on postal cards pretty scenes that you 613. 14. Selling crocheted or embroidered articles. 614. 5. He was not promoted because his excuse was always, 615. 6. He was not promoted because he learned nothing from 616. 7. He was not promoted because he was always 617. 8. He was not promoted because he was content to be a 618. 9. He was not promoted because he ruined his ability 619. 10. He was not promoted because he did not learn to 620. 15. To be successful one must have confidence in 621. 3. You may secure a position through another's 622. 6. The proper attitude toward an employer is one of 623. 12. The habit of exaggeration is dangerous. 624. 1. Know your subject thoroughly. If you have insufficient knowledge, you 625. 2. Understand your point of view exactly and explain it clearly. If you 626. 3. After you have gathered your facts, study them as a whole. What three 627. 4. Work out the details of each argument. A mere statement of each is 628. 5. Prepare an outline. It will show you whether your arguments follow 629. 6. In talking, follow the plan explained in Exercise 140, being 630. 1. We shall forget a great many facts that we learn at 631. 2. Oil should be used instead of water in sprinkling 632. 3. Half of the keys would not work on the typewriter 633. 4. Last year September was very warm, and the winter 634. 5. My cousin never went to high school, and when he 635. 6. When you are working, your employer will never ask 636. 7. Every one should be punctual in doing his work. If 637. 8. The day is either sunny or it is not sunny. To-day 638. 9. It always rains when I wear new shoes. I am wearing 639. 1. The high school should have the same session as the 640. 2. The high school session should begin at eight 641. 6. Every high school pupil should receive a business 642. 7. Stenography (or bookkeeping) is a more important 643. 8. If a pupil fails in the first semester of a 644. 9. A pupil should not be expected to learn a lesson 645. 10. Moving picture shows do more harm than good. 646. 1. Every city should have a public park in the 647. 2. The large department stores should be abolished and 648. 4. It is bad business policy to conduct cut-price 649. 5. The newspapers are the greatest educators of the 650. 6. Billboard advertisements destroy the beauty of a 651. 9. All government should be conducted on the civil 652. 10. Underselling a competitor ruins trade. 653. 1. It is better to be a farm hand than a factory 654. 2. Every girl should prepare herself to earn her own 655. 5. Advertising has increased the cost of living. (See 656. 8. Labor troubles are brought about because the poor 657. 10. Tariff increases the cost of living. 658. 1. The wages of women should be the same as those of 659. 3. Employers should be liable for the life and health 660. 4. The boycott is a legitimate method of obtaining 661. 5. National expositions do not benefit the cities in 662. 8. National party lines should be discarded in 663. 9. City governments should be allowed to decide their 664. 10. Municipal offices should be appointive and not 665. 11. The commission form of government is best for 666. 13. A personal property tax cannot be levied with 667. 14. The United States should not further extend its 668. 15. The President should be elected by a direct vote 669. 16. Ex-presidents of the United States should become 670. 17. The President and the Vice-President should be 671. 18. The United States should subsidize a merchant 672. 19. Foreign-built ships, owned by Americans, should be 673. 20. The governors of states should not have the power 674. 21. A three-fourths vote of a jury should be 675. 22. The coast defenses of the United States should be 676. 24. The results of Arctic explorations have not 677. CHAPTER XI 678. 3. The Constitution of the United 13. Business. 679. 4. Why we celebrate the Fourth of 15. Physicians should 680. 10. Education. Germany. 681. 10. The business course in this school. 682. 2. Most inventors would not have succeeded without 683. 3. The more training a man has, the better chance he 684. 12. The use of machinery has lowered the cost of 685. 30. The good effects of ridicule. 686. 3. Original editorials on one or more of the following: 687. 4. Personal experiences, amusing incidents, or anecdotes, preferably 688. 5. For sale advertisements, or "want ads" that the class would 689. 7. The field after the harvest. 690. 6. Conclusion. 691. 1. The cause. 692. 2. Disadvantages. 693. 3. Riots. 694. CHAPTER XII 695. 1. Why in writing and printing do we separate one word from the next? In 696. 4. The word to keep in mind in punctuation is _separate_. If two words 697. 1. To show the possessive case of nouns (See Exercise 82); as, 698. 2. To indicate the omission of one or more letters; as, 699. 3. To show the plural of letters, figures, and words that usually have 700. 2. This month's sales exceed last month's by one 701. 4. The mistake was caused by his making his 7's like 702. 5. Have you received the treasurer's report? No, I 703. 6. Is this book your's or her's? 704. 4. The first word of a formal statement or resolution; as, 705. 5. The first word of every group of words paragraphed separately in an 706. 7. The words _Bible_ and _Scripture_, the books of the Bible, all names 707. 8. All proper nouns, proper adjectives, and words that are considered 708. 9. The important words in the title of a book, play, or composition. 709. 10. Such words as _Paragraph_, _Article_, or _Section_, when accompanied 710. 11. See Exercise 75. 711. 1. To indicate the end of a declarative sentence; as, 712. 2. To indicate an abbreviation; as, 713. 11. You are enjoying yourself! 714. 1. When a speaker's words are quoted exactly, they should be enclosed in 715. 2. If the quotation itself is a question, although it forms part of a 716. 3. The same applies to a quotation that requires an exclamation mark; 717. 4. When the words of explanation follow the quoted words, the 718. 5. When the author's words of explanation interrupt the speaker's words, 719. 4. Division into sentences is made within a quotation just as elsewhere. 720. 5. When a quotation is very long, consisting of several paragraphs, 721. 6. When a quotation occurs within a quotation, the one within is 722. 7. Any words quoted from a book or article, or any words quoted with a 723. 8. A formal question, statement, or resolution for a debate is not 724. 4. If you will ask the shipping clerk I volunteered I 725. 8. Tell me this said the man how can we enforce the 726. 9. The question before us is how can we enforce the 727. 10. John whispered did you hear his mother say yes you 728. 11. As I was walking along the river he continued I 729. 14. We cannot cross said the captain the bridge is 730. 15. The bridge is down said the captain and I fear 731. 16. Is the bridge down asked the captain does no one 732. 17. The captain said the bridge is down do you know 733. 18. What shall we do asked a soldier if the bridge is 734. 20. As we were riding along spoke up one of the 735. 2. When several adjectives follow one another, all modifying the same 736. 3. When a succession of phrases modifies the same noun. 737. 1. The bonds will be taken over on or before October 1 738. 2. On January 1 1913 the company had outstanding 739. 4. The transaction was officially conducted between 740. 5. A late announcement of the Census Bureau tells us 741. 6. Many mechanical devices in common use may be traced 742. 7. The per capita saving in the banks of the United 743. 8. The population in 1820 was 10,000,000 and in 1910 744. 9. Mexico draws about 55% of her imports from the 745. 10. In one decade Germany's exports to Latin-America 746. 1. William E. Curtis, _one of the world's ablest 747. 2. The new device, the adding machine, has greatly 748. 3. Wall street, the great center of business life, 749. 4. The people in moderate circumstances, the excellent 750. 5. The Montreal Tramways Company, the first company to 751. 6. The Early Gem musk melon, one of the best shipping 752. 7. In making up our collections and bargain offers for 753. 8. The Chinese Giant, a new variety of sweet pepper, 754. 9. Amundsen, the discoverer of the south pole, is a 755. 1. The Commonwealth Edison Company, _which controls 756. 2. The concern _that controls the electric light and 757. 3. The lesson _that I take at nine o'clock_ is 758. 4. In English _which I take at nine o'clock_ we are 759. 6. I am going to work in any city _where I can find 760. 7. I am going to work in Denver _where my uncle 761. 9. The house _that is the oldest in town_ is used as a 762. 10. The Franklin Museum _which occupies the oldest 763. 11. The town museum is the place _that I like to 764. 12. The chimney _that was blown down last night in the 765. 13. The old ruined tower _which has long been a 766. 14. We counted ten chimneys _that were blown down last 767. 15. The stenography system _that I studied_ is 768. 16. I think she uses Munson's _which she considers a 769. 17. Last year I pursued a course in stenography _which 770. 19. The only milk _that is fit to drink_ comes from a 771. 20. Systematic inspection has been carried on _which 772. 1. We have an enormous crop of cotton the value of 773. 2. "The root of the mail order evil is the idea which 774. 3. Mr. Hilton who was sales manager at that time 775. 4. The lecture will be delivered by Mr. Brenton who is 776. 5. Our dog whose fur was wet by his plunge into the 777. 6. Genevieve who had always been the leader in the 778. 7. A late product of the brain of George Westinghouse 779. 8. Careful selection of investments upon which the 780. 9. As a direct result of the conference between the 781. 10. How would you like to wear a hat that has been 782. 1. Popular-priced goods are the safest for a retail 783. 2. A sheriff seldom finds large quantities of 784. 3. They bring higher prices relatively than the 785. 4. The catalogue houses have little fear for 786. 5. Steel conditions remain about as they have been for 787. 6. Steel men are of the opinion that to increase 788. 7. The steel business for the last three months has 789. 8. Boraxated soap chips will benefit your tableware 790. 9. The man who works to the limit of his physical 791. 10. A wide-awake manager tries plan after plan testing 792. 1. Three things are necessary: intelligence, 793. 2. The buffalo supplies them with almost all the 794. 3. Quoting from the current number of the _---- 795. 1. For the first fifty miles we had companions with us 796. 2. About a week previous four men had arrived from 797. 3. Reynal was gazing intently he began to speak at 798. 4. Objects familiar from childhood surrounded me crags 799. 1. The Christmas presents that he wants are the 800. 2. Do the exercise thus first lunge to the left second 801. 3. We are offering for sale three residences of the 802. 4. The following are the two that we liked best 438 803. 5. One use of the comma is to set off an appositive 804. 6. The comma is used to set off an independent adverb 805. 7. The plan is this I'll do the work and you pay for 806. 8. The officers are as follows Edward Lawrence for 807. 1. When the millennium comes--if it ever does--all of 808. 2. "I believe--" began the lawyer. 809. CHAPTER XIII 810. 1. The carpenter _threw_ down his hammer _and walked_ 811. 2. _Throwing_ down his hammer, the carpenter walked 812. 4. I went downtown _to apply_ for the position. 813. 1. A teamster drove out of the alley east of the 814. 2. The tongue struck the front of the car and bored a 815. 4. The half dozen passengers were badly frightened and 816. 6. In a few minutes the fire engines arrived and began 817. 7. Crowds came from all directions and silently 818. 8. The people poured out of the theater and cheered 819. 9. The half dozen passengers soon recovered and stood 820. 10. The firemen did their work quickly and departed 821. 6. Subordinate conjunctions. 822. 1. We stayed at home for two reasons: first of all, we 823. 2. In China the wedding takes place at the 824. 3. First in the procession come the standard bearers. 825. 4. Six years ago I went sailing on Lake George with my 826. 5. The wind was high and it would come in gusts. This 827. 6. Several times the boat leaned over at an angle of 828. 7. The heart is the most important organ in the body. 829. 8. This is a good machine. And since that's the case, 830. 9. In every business there are many bad debts. Some 831. 10. The night was dark, and there were no stars. The 832. 1. You should not stop studying your lessons until 833. 2. In talking to the postman yesterday, he said that 834. 4. Before becoming a physician, the law sets a very 835. 5. Having eaten our luncheon very hastily, the 836. 6. The difficulty could easily be settled, going about 837. 7. Although determined to get my money, the task was 838. 8. Having installed an adding machine, our office work 839. 9. On entering the car, the first thing that caught my 840. 10. Silk should be washed with warm water and a mild 841. 11. The house was redecorated, making it clean and 842. 12. The book should be carefully studied, reviewing 843. 14. Having entered college, Mr. Brown watched his 844. 16. They say he will be lame, caused by a fall on the 845. 17. While trying to break the half mile record, his 846. 18. Many people object to football, because in 847. 19. He did not wish to take up an extra study, thus 848. 20. While a child, my father often told me stories of 849. 21. Absorbed all day in superintending his work, in 850. 22. Discussing the happenings in the ward with an old 851. 24. Although a good tonic, I did not gain weight while 852. 25. In the new telephone, upon lifting the receiver, a 853. 26. Leaving the window open when she went to lunch, of 854. 27. Dictionaries must be returned to the desk after 855. 1. Sometimes a pronoun may refer to either of two antecedents; as, 856. 2. Sometimes the sentence must be entirely recast and a direct quotation 857. 3. Sometimes the pronoun refers to a word that has not been expressed or 858. 4. A sentence containing an indefinite _they_ or _it_ is corrected thus: 859. 1. She asked her mother if she could go, and she said 860. 2. John told James he was sure he did not know the 861. 5. A light touch is important in a typewriter, because 862. 6. The size of the crops is important to the farmers, 863. 7. They decided to reorganize the company, which is 864. 8. They went into the hands of a receiver, which is an 865. 9. There is a boat on the lake over which there is a 866. 10. He stole some money which brought about an 867. 12. John is famous for telling anecdotes, and he got 868. 13. The sleighing party last night was a success, 869. 15. They engaged a gardener, which doubled their 870. 16. Why don't you get some of that new fur trimming 871. 17. They had an accident on the street car this 872. 18. In the newspaper it said that the lecture would 873. 20. Do they have the original paintings in our art 874. 23. They have a great many foreigners in New York 875. 24. John accompanied his brother to the city where he 876. 25. I had expected to take the 9:30 train, but I 877. 26. Going up to the horse he put a lump of sugar into 878. 27. In letter writing one should always be exact and 879. 28. Those hooks are not rust-proof because the back of 880. 29. The telephone is a great convenience to all. They 881. 30. As we came down the road, it sounded like a train, 882. 2. She stood at the window, trying to close it with a 883. 3. The city is supplied with water from cold springs 884. 4. The famous S. F. ice cream is made in this factory 885. 5. A man should not be allowed to cast a vote, who 886. 6. After taking the medicine for a short time, the 887. 7. In real value, this magazine towers head and 888. 8. There are pages of fashion news and embroidery 889. 9. The number of the sewing machine is 37A with a drop 890. 12. He left the same station at which, thirty years 891. 14. The lighting system has been developed to a really 892. 15. The dynamo is so arranged that when the train is 893. 16. The batteries must be large enough during the run 894. 17. Please send me 6 Dining Tables No. 46 that extend 895. 18. Large trees grow on each side of the house which 896. 19. They decided to give a bonus to the one doing the 897. 20. We had almost got to the corner before we saw the 898. 24. If we expect to completely fill the order to-day, 899. 4. A red and a blue and a black ribbon. 900. 1. I always have and I'm sure I always shall be 901. 2. They have a stenographer and bookkeeper, who are 902. 3. I believe he has already or will soon begin the 903. 4. The cushions of the rocker are much softer than the 904. 5. The arrangement of your flat is much more 905. 6. The number of shelves in your sideboard is just the 906. 7. I think the articles you ordered will arrive as 907. 9. When your message arrived, I had already or at 908. 10. It may not be better but it is fully as good as 909. 11. I think you cook fully as well if not better than 910. 12. His poems hold a place in our hearts second only 911. 14. We decided to make the change both for the sake of 912. 15. You will find the armchair fully as comfortable, 913. 20. A conservatory is where there are all kinds of 914. 1. In the large department stores every clerk is to 915. 2. When one hears a cry of "Fire," your first thought 916. 3. He seemed fond of his work and to have skill in 917. 4. I decided on taking the trip and to keep my 918. 5. X Y Z Cleaner is good for softening water and other 919. 6. Because of the rise in the price of meats and owing 920. 8. The crowds began to watch the fire and cheering 921. 9. I heard the opera last year and have gone again 922. 10. It was wonderful to see how fast they worked and 923. 11. I can't decide whether to take up stenography or 924. 12. He taught us the principles of letter writing, and 925. 13. Hoping that the work progressed, and unless a 926. 14. The study of the earth has always been stimulated 927. 15. He insists on our taking the trip and to go 928. 16. In reviewing, it is well to go over each part of 929. 17. Mr. Fitzmorris is a man of great technical skill 930. 18. It will cost her hundreds of dollars to make the 931. 19. He had assumed control of the office, planned the 932. 20. We have decided to go on the excursion to the 933. 1. The Federal Government began an investigation into 934. 2. It cost $2.39 a year for fire in the United States 935. 3. The number of our fires is increasing, which is 936. 4. In ten years our population has increased 73 per 937. 5. Having considered the details, the conclusion is 938. 7. Having settled the plan of attack, the rest was 939. 8. The manager warned him not to make the mistake 940. 9. To keep flannels from shrinking, wash in the 941. 10. To open a fruit jar run a knife under the edge and 942. 12. Electric lights are economical, clean, and give 943. 13. You should buy your suit now, both for the sake of 944. 14. If in doubt as to the best word, a book of 945. 15. The comma fault is where, two principal clauses 946. CHAPTER XIV 947. 1. Do not write paragraphs containing only one sentence. Such paragraphs 948. 2. Do not go to the other extreme, writing paragraphs of great length. 949. 3. Sentence of conclusion, if there is one. 950. 1. The kitchen was a cheerful place. (Tell all the 951. 2. In the kitchen the preparations for the feast went 952. 3. Examinations are helpful to the student. (In what 953. 4. Winter is more enjoyable than summer. (Contrast the 954. 5. Riding a motorcycle is apt to make a boy reckless. 955. 9. Every department store should have regular fire 956. 10. Every sale ought to be an advertisement. 957. 10. The greatest modern invention. 958. 5. Young Americans have little respect for authority. 959. 6. The study that I like best. 960. 3. The objections to football. 961. 1. A man who cannot read and write English should not 962. 4. Women should not vote because they do not read the 963. 6. I wish I had seen the coronation of George V. Every 964. 7. Canada would gain by reciprocity with the United 965. 8. The United States would gain by reciprocity with 966. 10. The waste of lumber by forest fires results from 967. 11. The waste of lumber in cutting railroad ties is 968. 14. Efforts should be made to keep the birds in our 969. 16. Peddlers should not be allowed to call their 970. 17. Great crowds gathered in the city during aviation 971. 18. The electric toaster is good for hurry-up 972. 19. Ironing with an electric iron is more convenient 973. 20. The wireless apparatus makes sea voyages safer 974. 22. Cats should be exterminated because they spread 975. 23. The parcel post will decrease the profits of the 976. 24. A good book is opened with expectation and closed 977. 26. The object of the Child Welfare Exhibit is to 978. 27. One of the best enactments of our time is the 979. 1. By repeating at the beginning of the new paragraph or sentence part 980. 3. By using connecting links, sometimes called _transition words_ 981. CHAPTER XV 982. 1. An unusually worded opening that puts the writer's affairs in the 983. 5. Conclusion, making this action easy. 984. 1. The heading, which includes the writer's address 985. 2. The introduction, which includes the name and the 986. 6. The signature. 987. introduction in the letter, except that the punctuation may be omitted 988. 9. room 15 1321 pennsylvania ave washington d c sept 2 989. 18. Explain the difference between (16) and (17). 990. 1. citronelle business mens association citronelle 991. 2. 173 broadway new york June 10 19-- mr walter thomas 992. 3. 25 broad st maplewood n h messrs hausen & ottman 18 993. 4. john randolph & co druggist 14 jefferson st 994. 5. 43 south 5th ave madison wis aug 8 19-- the white 995. 2. Mr. John R. Tobin, president of the Detroit State 996. 4. Professor C. M. Watson, Harvard College, Cambridge, 997. 5. John F. Campbell, Manager Bond Department, First 998. 7. Mrs. Thomas D. MacDonald, 126 E. Second Street, 999. 1. A letter from a business house in your town signed 1000. 5. A letter from Taylor and Critchfield signed by you 1001. 6. A letter from Mrs. Thomas D. MacDonald (7 above). 1002. 1. Order fifty copies of the Business Arithmetic that 1003. 2. Clip from a newspaper an advertisement of 1004. 3. Bring in an advertisement of household 1005. 4. Bring in an advertisement of furniture. Write a 1006. 5. A magazine offers one of several books as a premium 1007. 1. You have advertised your eight-room, furnace-heated 1008. 2. You live on a side street, which for the last week 1009. 3. The cars on which you ride every day are very 1010. 4. You wish to have a telephone installed. Make 1011. 5. Two weeks ago you wrote (4). Still you have no 1012. 6. Write the telephone company's reply. Be very 1013. 7. You understand that your Congressman has the 1014. 1. Omitting the subject; as, 1015. 2. Omitting articles and prepositions; as, 1016. 3. Using abbreviations 1017. 4. Using a phrase as a sentence; as, 1018. 1. _Kindly._--A good word in itself but greatly 1019. 2. _We beg to state._--Never use _beg_ in this sense. 1020. 3. _Your favor_, _your esteemed favor_, _your valued 1021. 4. _Will you be so good as to._--Belongs in the class 1022. 5. _Would say._--Avoid this expression. 1023. 1. Order from the Grand Rapids Furniture Co., Grand 1024. 2. The Grand Rapids Furniture Co. replies, 1025. 1. You are a florist of Rockford, Ill. Write to S. M. 1026. 2. S. M. Porter & Son reply, acknowledging your order, 1027. 1. Samuel Radford of Douglas, Mich., wishes to buy a 1028. 2. The company reply: They have shipped the boat. (Is 1029. 3. Telegraph his decision. 1030. 1. Messrs. Lee and Watkins, druggists of Gallon, Ohio, 1031. 2. You are a traveling salesman for Pierce, King & Co. 1032. 3. Write from Pierce, King & Co. to Messrs. Lee and 1033. 4. Imagine that the salesman's reply (2) had been 1034. 1. J. F. Brookmeyer, Peru, Ind., is a dealer in shoes. 1035. 2. J. H. Brookmeyer sends a certified check for the 1036. 1. John R. Phillips, 32 New York Building, Seattle, 1037. 2. Mr. Phillips has not answered (1). Write him again, 1038. 3. Your bank notifies you that your draft has been 1039. 4. Phillips writes an apologetic letter, giving 1040. 5. Accept this offer. 1041. 1. A mail order house discovered that its files 1042. 2. One correspondent in reply demands a return of $16, 1043. 1. What is the advantage of the policy shown in the following suggestion 1044. 2. State the advantage in the policy of a large clothing concern which 1045. 3. Write such a letter. 1046. 1. Conrad H. Harwood of 122 Winter Street, Vandalia, 1047. 2. Wilson, Black & Co. acknowledge the receipt of 1048. 1. C. F. Gardner, a merchant of 432 Puyallup Ave., 1049. 2. Fiske & Jones apologize for the delay and explain 1050. 3. Fiske & Jones telegraph the C.M. & P.S.R.R. to 1051. 1. OFFICE MAN--who can handle correspondence and 1052. 2. MAIL ORDER MAN--up-to-date, experienced; must have 1053. 3. AMBITIOUS YOUNG MEN--who are willing to start at 1054. 4. BRIGHT YOUNG MAN--for office work in large 1055. 5. OFFICE CLERK--a girl who can write a plain, rapid, 1056. 6. HELP WANTED--salesman having established trade on 1057. 1. James W. Walker & Co., 325 Second St., Pittsburgh, 1058. 2. James W. Walker & Co. reply that they are sending 1059. 3. The Barnard Emerson Co. write that page two, line 1060. 4. James W. Walker & Co. reply that page two, line 1061. 5. The Barnard Emerson Co. agree to do the work on 1062. 6. James W. Walker & Co. write, saying that they 1063. 1. The Arlington Coal Company, Old Colony Building, 1064. 2. The Red Rock Coal Co. reply that they will offer 1065. 3. The Arlington Coal Co. write that the Red Rock Coal 1066. 2. Several mail orders have been received in excess of 1067. 1. Offer the uncleared land at a very low price. Offer 1068. 2. You received no response from (1). Try to sell the 1069. 3. You received no response from (1) or (2). Try to 1070. 1. The _Modern Magazine_ offers a set of Mark Twain's 1071. 2. You have not responded. The _Modern Magazine_ feels 1072. 3. You have not responded. The magazine extends the 1073. 2. Stick to your druggist because he holds the key to 1074. 3. What is the reason that my trade is staying with 1075. 4. The reasons why trade stays with me--what my 1076. 5. The pure food question--why we must handle only 1077. 6. We are registered pharmacists--what this means to 1078. 7. Why our sales expense is smaller now than 1079. 1. Variety of stock; assurance that they can please, 1080. 3. The small profit on which they run their business 1081. 4. Buying on the "easy payment" plan enables you to 1082. 1. The machine is ball bearing; therefore very easy to 1083. 3. Summary of (1) and (2). The investment required is 1084. 5. Summary of the above. The following figures show 1085. CHAPTER XVI 1086. 1. Define the word _industry_. When is a business 1087. 2. _a._ Name several raw materials. 1088. 3. Name some companies or industries whose business it 1089. 4. Name some companies or groups of companies that 1090. 5. Name some wholesale houses. In what does their 1091. 6. Name several kinds of retail businesses. In what 1092. 7. Name some companies that manufacture only one 1093. 8. Name some companies that manufacture more than one 1094. 9. Name some companies that manufacture several 1095. 10. Name some companies which, in manufacturing one 1096. 11. Name a number of by-products and what they are 1097. 1. Select any manufactured article that you have seen 1098. 2. Trace the labor that is necessary to put a loaf of 1099. 3. Trace the changes that the mineral undergoes to be 1100. 4. Trace the changes that cotton must undergo before 1101. 5. Trace the changes that wool undergoes before it can 1102. 6. Trace the changes that the skins of animals undergo 1103. 7. Trace the changes that silk undergoes before it can 1104. 8. Trace the changes that hemp undergoes before it can 1105. 9. Trace the changes that hides undergo before they 1106. 10. Trace wood from the tree to a piece of fine 1107. 11. Trace the steps in the process of making maple 1108. 12. Trace the steps in making a piece of glazed 1109. 15. Trace the steps necessary to make a five dollar 1110. 15. The advantages and the disadvantages of using baking powder. 1111. 1. The average young man has a better chance to 1112. 2. A manufacturing business offers a better 1113. 3. Manufacturing industries would suffer if 1114. 5. The labor union has no right to restrict the number 1115. 6. The profit-sharing plan produces greater efficiency 1116. 1. Write an order to The American Printing Mill, 1038 1117. 2. Write another order to The Trescott Silk Mill, 976 1118. 3. You have received an order from Spencer & Mitchell, 1119. 4. You have received an order from William F. Atwood, 1120. 5. The goods have arrived from The Trescott Silk Mill. 1121. 6. A. W. Trescott, President of The Trescott Silk 1122. 7. You have on hand about 50 gross men's striped 1123. 8. Accept their offer of $1.50 a gross for the 1124. 9. A customer sends a cash order for goods at last 1125. 10. Owing to the mildness of the winter, you fear that 1126. 11. A teamsters' strike has delayed your shipments. 1127. 12. Miss Sarah MacComb has a small dry goods store in 1128. 1. You have been manager of the Forsyth Furniture Co., 1129. 2. Investigate the conditions in one of the cities 1130. 3. Of the four cities, Great Falls appeals to you as 1131. 4. He replies that Great Falls has the most extensive 1132. 5. Great Falls is your choice. After your factory is 1133. 6. The Secretary replies, offering you a contract on 1134. 7. Write to the Central American Supply Co., 1135. 8. Write to Gregory Bros., wholesale dry goods 1136. 9. Write to the Excelsior Varnish Co., Merchants' 1137. 12. Find out where a Great Falls merchant would buy 1138. 13. Write to the Hanover National Bank of New York 1139. 14. A dealer in Portland, Ore., writes, complaining 1140. 15. You receive an order, one item of which is 3 doz. 1141. 1. The location of a factory. 1142. 2. The advantages of using machinery in manufacture. 1143. 3. The number of working hours. 1144. 4. The advantages of the profit-sharing plan, both for employer and for 1145. 5. Specialized labor. 1146. 6. Special products. 1147. 10. A visit to a shoe factory (or any other factory). 1148. CHAPTER XVII 1149. 2. Those operating on land--the railroad companies. 1150. 2. How would you have the front of your store painted? 1151. 3. Do you think it would pay you to have the interior 1152. 4. What quality of stock would you select? The same 1153. 5. Do you think window display would pay? Would you 1154. 6. Does the delivery wagon pay? Would it be advisable 1155. 7. Would you sometimes cut the price of some necessity 1156. 8. Is it a good thing to have a general cut-price-sale 1157. 9. Would you give credit? Would the class of people 1158. 10. Is the use of trading stamps and premiums good 1159. 11. Why do you often find a meat market in connection 1160. 12. There are two kinds of retail meat markets: (1) 1161. 13. Could a retailer combine the two spoken of in 1162. 14. Would you advertise by means of handbills? By 1163. 15. What would you do if another grocery opened across 1164. 1. You have bought Burton & Sanders' grocery at Fort 1165. 2. At the same time have an article appear in a local 1166. 3. Write to Peabody, Harper & Co., Rush Street Bridge, 1167. 4. You have decided to advertise in a local paper. 1168. 5. Find out what are the advertising rates of a paper 1169. 6. Reproduce a letter that a woman living in town 1170. 7. You are in receipt of a letter from Peabody, Harper 1171. 8. Send an order to Peabody, Harper & Co. for $200 1172. 9. Your business is increasing and you need another 1173. 10. Write a short circular advertising an inexpensive 1174. 11. Peabody, Harper & Co. write, confirming your order 1175. 12. When the goods arrive, you find no tomatoes among 1176. 13. Peabody, Harper & Co. reply to your letter in 1177. 14. The tomatoes sent by freight do not arrive. Write 1178. 15. The grocery company telephones the railroad 1179. 16. (_a_) The railroad company reports that by mistake 1180. 1. You wish to get a partner to open a meat market in 1181. 2. Your friend replies that the proposal appeals 1182. 3. After the partnership is formed, your partner 1183. 4. Orr & Locket acknowledge the receipt of the order, 1184. 5. A Detroit manufacturer sends you f.o.b. prices on 1185. 7. He writes confirming your order, saying that the 1186. 8. At the same time the shipper's bank sends a letter 1187. 9. You telephone your bank to draw on your account for 1188. 10. Your bank writes, confirming the telephone 1189. 11. The automobile manufacturer has meanwhile received 1190. 1. To those who would carry their own purchases he 1191. 2. If the customer bought very bulky goods, or if he 1192. 3. Those who wished to pay once a month instead of at 1193. 1. You are a manufacturer and wholesale distributor 1194. 2. What would be the advantage of having your 1195. 3. What would be the advantage of being located in a 1196. 4. Speed gets orders. With this in view, what would 1197. 5. If you were looking for big trade in a big city, 1198. 6. Would it be a good plan to make a specialty of 1199. 7. If you were just starting a wholesale hardware or 1200. 8. Would you bear part of the expense of retailers' 1201. 9. Would it be good business for the salesmen of the 1202. 10. Do you think it would increase sales to offer a 1203. 11. Tell which you think would be the better policy: 1204. 12. If you were getting out a new brand of carpenters' 1205. 13. If you were bringing out a new soap or washing 1206. 14. Would bringing out novelties from time to time 1207. 15. Do you think it would pay to send circulars to the 1208. 1. You are Thos. H. Peabody of Peabody, Harper & Co.'s 1209. introduction filled in later on the typewriter. 1210. 2. Write an advertisement to appear in the January 1211. 3. You receive an order from a retailer in which he 1212. 4. Write an advertisement for (1) a bookkeeper; (2) a 1213. 7. Answer (6) telling why you think you could sell 1214. 8. Write a circular letter to send to the trade 1215. 9. You have made a contract with the manufacturers of 1216. 10. The advertising agency replies that, as five 1217. 11. Notify the agency of your choice, giving your 1218. 12. Write a series of three letters to send to 1219. 1. For two months you have been without a credit man. 1220. 2. Write the letter Mr. Wright sends Mr. Haddon in 1221. 3. At the same time Joseph Haddon writes, applying for 1222. 4. Write Mr. Haddon's letter thanking Mr. Wright for 1223. 5. Joseph Haddon, whom you have engaged, is proving to 1224. 6. A number of retailers remit the amount that they 1225. 7. Still a number do not respond. Write a third 1226. 8. Mr. Haddon discovers that there are about a hundred 1227. 9. Nathaniel Sears, a dealer in general merchandise at 1228. 10. After three days the salesman reports that Mr. 1229. 11. As Mr. Woodworth, write Mr. Sears a courteous 1230. 12. Charles Freeman, 141 Park Place, Newark, Ohio, 1231. 13. Mr. Haddon writes, accepting the note. 1232. 1. Suppose you were starting a mail order business. 1233. 3. What kind of stock would you advertise principally: 1234. 4. Your catalogue is your salesman. What would this 1235. 5. How would you bring special attention to your 1236. 6. Why is it advisable not to give your catalogue away 1237. 7. Would you sell as cheaply as you could or would you 1238. 8. Is it profitable for a mail order merchant to sell 1239. 9. Why can the mail order merchant sell more cheaply 1240. 10. _a._ How is the parcel post favorable to the mail order dealer? 1241. 11. Some distributors who handle only one kind of 1242. 12. Since the purchaser pays the freight, is it 1243. 1. A customer who wishes to buy some furniture 1244. 2. You have just added a new clothing department and 1245. 3. Write, especially to farmers, saying that with the 1246. 4. In the fall write a letter, addressing the farmers' 1247. 5. Write a letter, saying that you have just put up a 1248. 1. Let one pupil be chosen to dictate to the class each of the letters 1249. 1. Borroughs & Brown, a mail order firm at N. 11th and 1250. 2. Write, stating that in their catalogue No. 6, page 1251. 3. Borroughs & Brown write that they have no such 1252. 4. Borroughs & Brown, Dept. 18, House Furnishings, 1253. 5. The W. F. Wiggins Mfg. Co. telegraph Borroughs & 1254. 6. Borroughs & Brown write you, giving the information 1255. 7. The W. F. Wiggins Mfg. Co. write Borroughs & Brown, 1256. 8. Ten days later. Telegram. The W. F. Wiggins Mfg. 1257. 9. Borroughs & Brown write you that they have 1258. 10. Order five machines. Give full shipping 1259. 11. Borroughs & Brown telegraph the W. F. Wiggins Mfg. 1260. 12. Two weeks later than letter (10) write again, 1261. 13. Two weeks later than (11) write a telegram from 1262. 14. Send a telegram from the W. F. Wiggins Mfg. Co. to 1263. 15. Borroughs & Brown write to inform you that the 1264. 1. Get up a talk to persuade a freshman or a group of 1265. 2. To persuade girls to contribute to a fund to be 1266. 3. To induce particularly uninterested freshmen to buy 1267. 4. As a real estate agent induce a classmate to 1268. 5. Try to sell the manager of the baseball team a new 1269. 6. Try to sell a set of Dickens' (or any other 1270. 7. Try to sell the class or the teacher a new kind of 1271. 8. As an agent for the publishers try to sell this 1272. 9. You are trying to sell an automobile to a farmer. 1273. 10. Get up a talk to sell a runabout to a physician 1274. 11. You are a salesman for an automobile house and are 1275. 12. You are trying to sell an electric runabout to a 1276. 13. You are trying to sell the manager of a local 1277. 14. Get up a talk showing why a man with considerable 1278. 20. To obtain an order for groceries or teas and 1279. 15. He can who thinks he can. 1280. 1. A request has come in from your territory for your 1281. 2. You have just been talking with a prospective 1282. 3. You have just shown your motor truck to a business 1283. 4. A prospective customer has lost interest. Try to 1284. 5. Write a letter to a wealthy man who bought one of 1285. 6. Write an advertisement to appear in a local 1286. 7. Answer the advertisement, telling why you think you 1287. 8. Write a letter to a friend telling him you have 1288. 1. The mail order house ruins the trade of the country 1289. 2. The giving of free samples does not attract 1290. 4. The motor wagon is more advantageous for the 1291. 5. All manufactured food products should be sold in 1292. 1. A merchant must know his neighborhood before he 1293. 2. Selling by weight rather than by measure benefits 1294. 4. The price of a certain kind of goods, or of an 1295. 5. If merchants did not deliver purchases, goods would 1296. 6. Hard work and patience spell the merchant's 1297. 9. There is a difference between day and night 1298. 13. The parcel post tends to increase the business of 1299. 14. The object of an automobile exhibit is to sell 1300. 15. The five-and-ten-cent stores have succeeded 1301. 21. The automobile decreases railroad suburban business. 1302. 5. The relation between the express companies and the 1303. 8. The influence of the Panama canal in the growth of 1304. 9. The influence of the canal in the growth of 1305. 10. The influence of the canal in the growth of 1306. 12. The parcel post zones. 1307. CHAPTER XVIII 1308. 1. What are some of the advertising methods used in a 1309. 2. What are some of the advertising methods used in a 1310. 3. What is the principal advertising medium of the 1311. 4. What is classified advertising? Why are newspapers 1312. 5. What is "display" advertising as distinguished from 1313. 6. Give several instances of advertising by means of 1314. 7. Is the distribution of samples good advertising? Be 1315. 8. Is it a good thing to have a trade-mark? Name some 1316. 9. Is a bargain table good advertising? What is its 1317. 10. What class of advertising is done in the 1318. 11. What class of articles and products is advertised 1319. 12. Are articles advertised by billboards usually 1320. 14. Suppose you were bringing out a new soap and you 1321. 15. NEWS ITEM.--The University of Wisconsin has issued 1322. 16. Do handbills suggest cheapness to you? 1323. 7. Colors (especially reds, greens, and yellows) as against black and 1324. 8. White lettering on a black background. 1325. 1. Something entirely new for which you must create a 1326. 2. Something new but filling a long-felt need--"Just 1327. 3. A new brand of an old staple, like crackers, of 1328. 5. Economy or gain. 1329. 3. For a motor washer: Two cents a week pays your 1330. 6. For stockings: Wear like 60, look like 50, cost but 1331. 7. For a shaving soap: Comfort for your face, economy 1332. 10. For a clothing store: Exclusive styles for 1333. 11. For an inexpensive scouring powder: Why pour money 1334. 15. For a fountain pen: It can't leak. 1335. 15. That Raise! (Sub-heading in smaller type: What Would a Raise 1336. 1. Bring to class an advertisement in which the 1337. 2. Find an advertisement in which the headline 1338. 3. How might either advertisement be improved? 1339. 1. An entertainment is to be given in the school hall. 1340. 2. Write an announcement of the same entertainment--to 1341. 6. You have permission to secure advertisements to be 1342. 15. A drug store. 1343. 1. Write a handbill announcing a 20% discount sale to 1344. 2. Describe a chair, table, or other article of 1345. 3. You are advertising a new brand of coffee in the 1346. 6. Advertise a well-known brand of soap in a magazine. 1347. 7. How would you advertise an automobile which has 1348. 8. A half-page advertisement by the Hudson Cereal 1349. 9. The Central Packing Company is running a series of 1350. 10. The Bay City Mill Co., Bay City, Mich., sells fine 1351. 3. The study of advertisements saves the shopper's 1352. 4. Advertised goods cost more than the unadvertised 1353. 5. Trade-marked and advertised goods have increased 1354. 6. Increased advertising causes the styles to change 1355. 7. Every advertisement must catch and hold the 1356. 8. Some advertisements hold the attention because they 1357. 9. Some advertisements succeed because of their clever 1358. 10. Every successful advertisement contains a 1359. 11. Mouth to mouth advertising is the best and the 1360. 12. Advertised goods are better because they have to 1361. 14. The cost of advertising is paid by the competitors 1362. 16. The advertising expert is a student of men. 1363. CHAPTER XIX 1364. 8. Explain why property is often mortgaged. Does the 1365. 11. Why do people employ real estate agents to take 1366. 12. Why is property near a railroad valuable? For 1367. 14. Why is property on a car line more valuable than 1368. 15. What effect would the building of a new street car 1369. 1. Suppose that you are a landlord and that in your 1370. 2. Suppose some boys playing ball on the street break 1371. 3. Write to Francis L. Russell, a real estate agent, 1372. 4. As if you were Francis L. Russell write a reply, 1373. 5. Imagine you are a tenant in the same building. The 1374. 6. The plumber has submitted a bill of $5.98 for the 1375. 7. You are a lawyer. Write to the landlord, informing 1376. 8. The landlord replies that he is enclosing $100 to 1377. 9. You are an insurance agent. Write to the landlord 1378. 10. One of the tenants has paid no rent for two 1379. 11. Francis L. Russell writes three short 1380. 12. You get inquiries about all of the above. Write 1381. 13. A man is interested in the 12 flat building, but 1382. 14. (_a_) Write to your bank, the First National, and 1383. 15. You have put through the deal. Write to the new 1384. 1. You own a large tract of land in the South, West, or Southwest. 1385. 2. Arrange and punctuate: 1386. 3. To prove the possibilities of the land spoken of in (1), you intend 1387. 4. Write a letter applying for the position. You must have farming 1388. 5. Write an advertisement of your land for a big newspaper. Exploit its 1389. 6. Reproduce a letter you received in answer to (5), asking for more 1390. 7. Write the reply to (6). Say you are enclosing the booklet spoken of 1391. 8. Prepare a series of three follow-up letters to be sent out to 1392. 5. Stove heated or steam heated property--which is the 1393. 6. The Mortgage.--(_a_) Why people mortgage their 1394. 7. The increase in the total value of farm lands 1395. 8. The decrease in the value of farm lands in the 1396. 12. The success of irrigation. 1397. 9. What is the difference between a straight life and 1398. 12. Why is it that the mortgagee, and not the owner, 1399. 1. You are an insurance agent. A man came to your 1400. 2. A new building has just been erected in your 1401. 3. Write to a man who rides downtown on the train 1402. 4. Write to one of your clients, informing him that 1403. 5. Write to another of your clients, informing him 1404. 6. From the client mentioned in (5) you receive a 1405. 7. You investigate the matter and find that the facts 1406. 8. He replies that, since the risk of fire is now so 1407. 9. A man writes to you, saying that he wishes to take 1408. 10. Write a letter to accompany the birthday present. 1409. CHAPTER XX 1410. 1. _Gold Certificates_ are issued with the government's guarantee that 1411. 2. _Silver Certificates_ are similar to gold certificates, except that 1412. 3. _United States Treasury Notes_ are promissory notes of the government 1413. 4. _National Bank Notes_ are promissory notes issued by the national 1414. 1. The check 1415. 2. The money order 1416. 5. The sight draft 1417. 1. In blank; that is, merely write your name across 1418. 2. In full, by saying, "Pay to the order of ----" and 1419. 3. By restricting the payment to a particular person; 1420. 1. F. R. Thompson, sales manager of the New York Trust 1421. 2. Mr. Fallows answers, saying that his knowledge of 1422. 3. Mr. Thompson replies that he is enclosing a copy of 1423. 4. Punctuate, using a letterhead: 1424. 5. Write the letter that the Mercantile Trust Company 1425. 6. Write the letter that Messrs. Thomas Cooke and Son 1426. 7. W. T. Randall, cashier of the Milwaukee Trust and 1427. 8. Some time ago a bank in your city discounted a note 1428. 9. Your bank loaned Clarence Wentworth $500 for ninety 1429. 10. John Elsworth, who has an account with you, 1430. 11. Your correspondent, the First National Bank of 1431. 1. Mr. Henry Carroll of Wausau, Wis., writes to Mr. 1432. 2. Mr. Randall replies by sending the 10 shares of 1433. 3. A dressmaker in South Bend, Ind., has applied to 1434. 4. The bank replies that she has maintained a small 1435. 5. Theodore Buchanan of St. Louis sends Philip Newborg 1436. 6. One of the depositors of the Milwaukee Trust and 1437. 7. The Scandinavian American bank writes to William T. 1438. 8. Mr. Adams pays the note. The Seattle Bank notifies 1439. 9. See Exercise 301, 10. As John Elsworth's banker 1440. 10. The National City Bank makes the collection and 1441. 11. One of your depositors has overdrawn his account. 1442. 12. In your city there is a real estate dealer who 1443. 13. One of your depositors has written to you, asking 1444. 14. R. F. Marsden, President of the Truesdale Cotton 1445. 1. Suppose that you were a newspaper correspondent in 1446. 2. As if you were the United States Commissioner of 1447. 3. The Portland bank writes to the Kansas City Trust 1448. 4. The Kansas City Trust Company replies that it will 1449. 5. The Portland bank informs the United States 1450. 10. The Owen Glass Currency Bill. 1451. CHAPTER XXI 1452. 4. Explain the difference between par and market 1453. 6. What is the difference between preferred and common 1454. 9. What are the advantages of a corporation over a 1455. 10. The following was copied from a morning paper. 1456. 11. Explain the following bond quotations: 1457. 12. Why are the bonds of successful public utility 1458. 13. Which company do you think would grow faster, a 1459. 14. Should a street car company pay part of its 1460. 15. If the population of a city doubled, what effect 1461. 3. In your own town: 1462. 11. The tariff and the steel industry, the wool industry, and the sugar 1463. 12. Railroad rate increases. 1464. Introduction of the letter, 232, 235-236.